{ "source": { "domain": "chime.com" }, "requests": [ { "field_name": "banking_partners" }, { "field_name": "fdic_statement" }, { "field_name": "debit_card_network" }, { "field_name": "best_source_url", "field_type": "url" } ]
}

{
  "enrichments": [
    {
      "field_name": "banking_partners",
      "value": ["The Bancorp Bank, N.A.", "Stride Bank, N.A."],
      "confidence": 0.98,
      "method": "lookup",
      "reasoning": "Listed in Chime’s policy pages."
    },
    {
      "field_name": "fdic_statement",
      "value": "Chime is a fintech. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.",
      "confidence": 0.97,
      "method": "lookup",
      "reasoning": "Standard FDIC disclosure on Chime.com."
    },
    {
      "field_name": "debit_card_network",
      "value": "Visa Debit",
      "confidence": 0.93,
      "method": "lookup",
      "reasoning": "Card terms reference the Chime Visa® Debit Card."
    },
    {
      "field_name": "best_source_url",
      "value": "https://www.chime.com/policies/bancorp/chime-card-split-direct-deposit-funds-transfer-terms/",
      "confidence": 0.95,
      "method": "lookup",
      "reasoning": "Canonical policy page listing partner banks."
    }
  ]
}

{ "source": { "issuer": "Chase", "product": "Sapphire Preferred", "credit_score_band": "720-739", "annual_income_usd": 115000, "existing_cards": ["Amazon Visa"], "travel_spend_est_usd": 9000 }, "requests": [ { "field_name": "approval_likelihood", "field_type": "numeric" }, { "field_name": "projected_first_year_value_usd", "field_type": "numeric" }, { "field_name": "offer_recommendation" } ] }

{ "enrichments": [ { "field_name": "approval_likelihood", "value": 0.78, "confidence": 0.82, "method": "estimation", "reasoning": "Score, income, and travel spend align with typical approval profiles; existing card mix neutral." }, { "field_name": "projected_first_year_value_usd", "value": 412, "confidence": 0.75, "method": "calculation", "reasoning": "Interchange plus interest minus bonus cost and expected rewards liability." }, { "field_name": "offer_recommendation", "value": "Mail with 60k points after $4k spend; emphasize travel transfer partners.", "confidence": 0.78, "method": "reasoning", "reasoning": "Offer balances acquisition pull with sustainable first-year value." } ] }

{ "source": { "institution_name": "SoFi Bank, National Association" }, "requests": [ { "field_name": "fdic_insured" }, { "field_name": "fdic_cert_number" }, { "field_name": "charter_class" }, { "field_name": "primary_regulator" }, { "field_name": "best_source_url", "field_type": "url" } ]
}

{ "enrichments": [ { "field_name": "fdic_insured", "value": true, "confidence": 0.99, "method": "lookup", "reasoning": "FDIC BankFind lists SoFi Bank, N.A. as insured." }, { "field_name": "fdic_cert_number", "value": "26881", "confidence": 0.98, "method": "lookup", "reasoning": "Certificate number on FDIC BankFind." }, { "field_name": "charter_class", "value": "National Banks (Member FRS)", "confidence": 0.96, "method": "lookup", "reasoning": "Displayed in FDIC record." }, { "field_name": "primary_regulator", "value": "OCC (Office of the Comptroller of the Currency)", "confidence": 0.95, "method": "lookup", "reasoning": "OCC approval and institution lists corroborate." }, { "field_name": "best_source_url", "value": "https://banks.data.fdic.gov/bankfind-suite/bankfind/details/26881", "confidence": 0.99, "method": "lookup", "reasoning": "Authoritative FDIC record." } ]
}

{ "source": { "app": "Cash App", "funnel_steps": ["Phone", "Email", "KYC ID upload", "Selfie", "Link bank"], "dropoff_rate_pct": { "Phone": 6, "Email": 8, "KYC ID upload": 19, "Selfie": 11, "Link bank": 12 } }, "requests": [ { "field_name": "primary_friction_step" }, { "field_name": "copy_fix" }, { "field_name": "expected_completion_lift_pct", "field_type": "numeric" } ] }

{ "enrichments": [ { "field_name": "primary_friction_step", "value": "KYC ID upload", "confidence": 0.9, "method": "assessment", "reasoning": "Highest observed drop among steps indicates clarity or trust issue." }, { "field_name": "copy_fix", "value": "Secure in under 2 minutes — government ID only; we don’t store your photo on the device.", "confidence": 0.77, "method": "reasoning", "reasoning": "Time-boxing + privacy reassurance typically reduces friction for verification screens." }, { "field_name": "expected_completion_lift_pct", "value": 3.8, "confidence": 0.72, "method": "estimation", "reasoning": "Based on observed improvements from clarity/privacy messaging at similar steps." } ] }

{ "source": { "processor": "PayPal", "txn_amount_usd": 289.99, "merchant_category": "Consumer electronics", "device_fingerprint_risk": "medium", "ip_geo_mismatch": "Yes", "account_age_days": 22 }, "requests": [ { "field_name": "fraud_probability", "field_type": "numeric" }, { "field_name": "triage_action", "field_type": "categorical", "instructions": "Return one of: Approve, Step-up, Decline" } ] }

{ "enrichments": [ { "field_name": "fraud_probability", "value": 0.41, "confidence": 0.84, "method": "estimation", "reasoning": "Recent account with geo mismatch buying electronics is moderate risk." }, { "field_name": "triage_action", "value": "Step-up", "confidence": 0.85, "method": "reasoning", "reasoning": "Challenge with 3DS or OTP preserves conversion if legitimate while deterring fraud." } ] }

{ "source": { "vendor": "Stripe" }, "requests": [ { "field_name": "pci_level" }, { "field_name": "soc_reports_available" }, { "field_name": "rfp_note" }, { "field_name": "best_source_url", "field_type": "url" } ]
}

{ "enrichments": [ { "field_name": "pci_level", "value": "PCI DSS Level 1 Service Provider", "confidence": 0.95, "method": "lookup", "reasoning": "Declared in Stripe’s PCI/security docs." }, { "field_name": "soc_reports_available", "value": "SOC 1 Type II and SOC 2 Type II (available upon request)", "confidence": 0.94, "method": "lookup", "reasoning": "Stripe states annual SOC 1 & SOC 2 Type II reports." }, { "field_name": "rfp_note", "value": "Stripe provides annually updated SOC 1/2 reports and is PCI L1; request via account or sales.", "confidence": 0.9, "method": "reasoning", "reasoning": "Summarizes vendor posture for RFP decisioning." }, { "field_name": "best_source_url", "value": "https://docs.stripe.com/security", "confidence": 0.94, "method": "lookup", "reasoning": "Primary security posture page." } ]
}

{ "source": { "platform": "Shopify Payments", "country": "United States" }, "requests": [ { "field_name": "supported_card_networks" }, { "field_name": "accelerated_checkouts" }, { "field_name": "note_for_merchants" }, { "field_name": "best_source_url", "field_type": "url" } ]
}

{
  "enrichments": [
    {
      "field_name": "supported_card_networks",
      "value": ["Visa", "Mastercard", "American Express", "Discover", "Diners Club"],
      "confidence": 0.93,
      "method": "lookup",
      "reasoning": "Listed on Shopify’s U.S. payments page."
    },
    {
      "field_name": "accelerated_checkouts",
      "value": ["Shop Pay", "Apple Pay", "Google Pay"],
      "confidence": 0.9,
      "method": "lookup",
      "reasoning": "Documented across Shopify help articles."
    },
    {
      "field_name": "note_for_merchants",
      "value": "Enable Shop Pay plus Apple Pay/Google Pay for higher mobile conversion.",
      "confidence": 0.82,
      "method": "reasoning",
      "reasoning": "Standard conversion uplift guidance for accelerated wallets."
    },
    {
      "field_name": "best_source_url",
      "value": "https://help.shopify.com/en/manual/payments/shopify-payments/supported-countries/united-states",
      "confidence": 0.92,
      "method": "lookup",
      "reasoning": "Canonical U.S. payments capability page."
    }
  ]
}